How It Works

CareCredit is a credit card designed to pay for out-of-pocket health and wellness expenses with convenient monthly payments. CareCredit is accepted at over 260,000 locations nationwide for Dentistry, Veterinary, Cosmetic Treatments and Skincare, Vision, Chiropractic, Hearing Care and other specialties.* For complete details of healthcare financing terms, please review the CareCredit account agreement within the application.

Your CareCredit credit card can be used at over 260,000 locations nationwide for a variety of health and wellness services including dentistry, veterinary, cosmetic treatments, skin care, chiropractic care, hearing care and more. Once you have CareCredit you can use it again and again for your household’s health and wellness expenses. Please visit our locator for the locations you can use your CareCredit credit card.

The easiest and fastest way to see if you prequalify for CareCredit is to use this link. You will get the prequalification decision within seconds and, if you prequalify, you can apply right away, with confidence. You can also apply over the phone, toll free, at (800) 677-0718. If you choose to call, you can use our automated system 24/7 or you can apply with a live agent between 9:00am-9:00pm Monday-Friday, Eastern Time. Applicants must be at least 21 years of age to apply by phone (must be 18 or older to apply). Applicants by phone must have a written copy of the credit card agreement before proceeding, which can be printed from carecredit.com or you can obtain from your provider. In addition, you can apply in person at more than 260,000 health and wellness locations and select retail locations that accept CareCredit. We do not accept applications via fax or email.

The CareCredit credit card is accepted at hundreds of thousands of locations, including partners like Walgreens, Walmart®, and Sam’s Club*. Please use our convenient locator tool to find a doctor or business in your area that takes CareCredit.

An Authorized User can be added to your account by logging into your account and clicking on Services > Authorized Users. Also, an Authorized User can be added to your account by calling our Customer Care Center at (866) 893-7864.